Jobs in India
Search Jobs

Mortgage Loan Underwriting Jobs

Venpa Staffing Services India Private Limited
Job Description
Job Description:
Complete review of the Borrower profile including credit, income, assets, collateral, compliance, employment and other lending risks such as interested party involvements
Complete review of data consistency across the entire loan
package to match system, AUS (DU/LP), Fraud Guard Reports or
any other reports used to compliance or fraud checks
Complete review of collateral including in depth analysis of
appraisal reports, title commitment, fraud risk checks, insurances
documents and sales contract
Interpret credit policy guidelines and investor guidelines (all
FNMA, FHLMC, FHA, VA & USDA) and apply them to specific
loans for effective sale in the secondary market
Maintain a working knowledge of all current underwriting
guidelines, federal and state lending laws and has the ability to
comprehensively explain all to others while processing the
mortgage loan files
Perform required analysis of Assets, Income and Credit to ensure
borrower profile, transaction and properties meet the companys
lending criteria
Stringently look for the Loan to Value (LTV), Debt to Income ratio
(DTI) and Housing to Income ratio (HTI) ratios components in the
mortgage loan files.Effectively and quickly communicate an
areas of concern wia loan file to mentors/supervisors
Responsible for Credit and Income documenting all decisions to
ensure each underwritten file meets the companys credit quality
criteria and individual loan product guideline
Maintain compliance with all company policies and procedures
follow the standard income and assets calculator, fill the required
tools and correctly documents the findings
Demonstrate excellent customer service and professionalism.
Should have very good writing skills with proper grammar and able
to summarize requirements in short but clear format. Determining,
documenting underwriting conditions, communicating requirements
and decisions.Desired Profile:
Meeting goals as per the defined key result areas
Maintaining a track of daily processed transactions and reporting on a timely and accurate manner Process Supervisor / Team leader.
To be abreast with all process updates on a timely manner
Appearing and qualifying all periodic process assessments with defined benchmark scores
Achieving daily productivity and quality targets
Adherence to process SLAs (ensure loan delivery SLA -Service level agreement is not missed)
Qualities Needed for This Jobs
Loan Processing, Underwriting, Closing, Funding, Shipping, Quality Control, Accounting.
Candidate Profile
Job Description:complete Review Of The Borrower Profile Including Credit, Income, Assets, Collateral, Compliance, Employment And Other Lending Risks Such As Interested Party Involvementscomplete Review Of Data Consistency Across The Entire Loanp
Looking for Any Graduate / Post Graduate graduates profile.
2018-12-20 to 2019-08-05
Resume Samples
Want latest jobs alert?
More Information
Location Thane , Maharashtra
Education Any Graduate / Post Graduate
Experience 2 (yrs)
Job Type : Full-time
Fresher Walkins
Share Us With Others
Post Resume Free
5000+ Hindi Quotes
5000+ Hindi Quotes
Download 5000+ new Hindi quotes for your Facebook and whatsapp
Download Free HD Wallpapers
Download Free HD Wallpapers
Free HD wallpapers for your mobile, laptop, computer and other devices. Download the perfect wallpaper pictures.

Similar Jobs to Mortgage Loan Underwriting Jobs

Oloop Technology Solutions Private Limited
Oloop Technology Solutions Private Limited
Oloop Technology Solutions Private Limited
Oloop Technology Solutions Private Limited
Oloop Technology Solutions Private Limited
Contact Us Terms of Services Privacy Policy Government Jobs Sarkari Naukri Rojgar Samachar Nausena Bharti

Follow us on : Find us on Facebook Find us on Twitter

2019 - All Rights Reserved
Click Here Post Your Resume Free !