Bank Of Maharashtra Recruitment 2022 For Generalist Officer 400 Post

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Name of the Post: Generalist Officer MMGS Scale – II

 

No. of Posts: 400 (Four Hundred Only).

 

Salary: Scale of Pay : Scale II Rs. 48170 – (1740/1) - 49910 – (1990/10) – 69810. Scale of Pay : Scale III Rs. 63840 - (1990/5) – 73790 – (2220/2) – 78230.

 

Qualification: Bachelor’s degree in any discipline with minimum 60% marks in the aggregate of all semesters / years (55% for SC / ST / OBC / PwBD). Passing of JAIIB & CAIIB is desirable. OR Professional qualification like CA / CMA / CFA from a recognized University/ Institution/ Board recognized by Govt. of India / approved by Govt. Regulatory bodies.

 

Experience: Post qualification Work Experience of 3 years as an officer in any Scheduled Commercial Bank. Experience in Credit related areas / Branch Head / Incharge is preferable.

 

Name of the Post: Generalist Officer MMGS Scale III

 

No. of Posts: 100 ( One Hundred Only)

 

Scale of Pay : Scale II Rs. 48170 – (1740/1) - 49910 – (1990/10) – 69810. Scale of Pay : Scale III Rs. 63840 - (1990/5) – 73790 – (2220/2) – 78230.

 

Qualification: Bachelor’s degree in any discipline with minimum 60% marks in the aggregate of all semesters / years (55% for SC / ST / OBC / PwBD). Passing of JAIIB & CAIIB is desirable. OR Professional qualification like CA / CMA / CFA from a recognized University/ Institution/ Board recognized by Govt. of India / approved by Govt. Regulatory bodies.

 

Experience: Post qualification Work Experience of 5 years as an officer in any Scheduled Commercial Bank. The candidate should have minimum one-year experience as Branch Manager / Head out of five years. Experience in Credit related areas / In charge of Specialized Verticals is preferable.

 

(a) Overall control on Branch working. Business development. Public Relations & maintaining liaison with authorities of Govt. / RBI / Public. Finalisation of performance budget and fulfilment of targets. Monitoring of credit portfolio / Upgradation of NPAs / Recovery in NPAs. Exercise sanctioning powers both lending & non-lending / administrative and reporting to higher authorities.

(b) Carrying out of Due diligence on credit proposals assigned, Timely completion of Review / Renewals as Appraiser, including Credit Risk Assessment proposals. Securing maximum marks for the AMT in Credit Audit in PreSanction. Assisting Relationship Manager in achieving Budgeted growth in Advances for the AMT.

(c) Adhering to Turn around Time for processing New / Existing proposals. Ensuring ABS considered for the proposals are the same as filed with ROCs. Ensuring achievement of satisfactory RAROC (Risk adjusted Return on Capital) for each unit in the AMT KRAs Responsible for Analysis and appraisal of credit proposal including Ad hoc facilities / structuring / rehabilitation proposals/any other type of business or general proposal pertaining to the unit.

    1. Ensuring timely / review/renewal of credit limits. Pre- Sanction Stage. Ensuring compliance of KYC norms. Updation of periodical due diligence reports as per RBI guidelines. Obtaining data/information from customers for assessment and processing of the proposal. Interacting with key officials in the borrowing units for obtaining data/statements etc.

(d) Customer Meets, Supervise job rotation. Follow up of inspection & audit reports & ensuring rectifications. All correspondence relating to Head Office, Zonal Office, Redressal of complaints. Over all control on housekeeping. Ensuring that the Bank’s systems & procedures are properly followed at the Branch.

    1. Giving greater attention to planning for business development, charting strategies for growth, expanding customer base through requisite customer relationship measures, scouting for avenues to expand credit portfolio qualitatively & quantitatively, Management of NPAs, Liaison with local authorities, Govt. departments, Large Institutions, Corporates & high net worth clients etc. to ensure that the Branch is on the path of accelerated growth & improves market share.

(e) Maintaining effective Public Relations and ensure courtesy in dealing with the customers and public in person, in correspondence and on telephone. Avoid confrontation by resolving the issues tactfully. Ensure adherence to Telephone Discipline by all the members of staff.

 

Maintaining effectiveness in branch operations and in customer service. Dispose the matters as per the rules in force except those that require the personal attention of the Branch Manager. Redressal of the grievances of customers as per rules / guidelines duly bringing to the notice of the Branch Head unpleasant instances, if any, happened in his absence.

 

Age Limit: Minimum 25 years and Maximum 38 years. (Relaxation for reserved categories will be applicable as per Government guidelines).

 

Application Fees: UR / EWS / OBC: 1180, SC / ST: 118, PwBD, Women Candidates: Fee exempted