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LIC Housing Finance Limited (LIC HFL) is one of the largest Housing Finance company in India having its Registered and Corporate office at Mumbai. The main objective of the Company is providing long term finance to individuals for purchase or construction of house or flat for residential purpose / repair and renovation of existing flat / houses. The Company also provides finance on existing property for business / personal needs and also gives loans to professionals for purchase / construction of Clinics / Nursing Homes / Diagnostic Centres / Office Space and also for purchase of equipments. The Company also provides long term finance to persons engaged in the business of construction of houses or flats for residential purpose and to be sold by them.
Today the Company has a proud group of over 15.56 LACS prudent house owners who have enjoyed the Company's financial assistance
Incorporated on 19th June, 1989 under the Companies Act, 1956, the Company was promoted by Life Insurance Corporation of India and went public in the year 1994. The Company launched its maiden GDR issue in 2004. The Authorized Capital of the Company is Rs.1500 Million (Rs.150 Crores) and its paid up Capital is Rs.1009.9 Million ( Rs.100.99 Crores). The Company is registered with National Housing Bank and listed on the National Stock Exchange (NSE) & Bombay Stock Exchange Limited (BSE) and its shares are traded only in Demat format. The GDR's are listed on the Luxembourg Stock Exchange.
It has 7 regional offices, 16 back-offices and 222 marketing units across India. It also has offices in Kuwait and Dubai to cater to the Non-Resident Indians in the Gulf countries covering Bahrain, Dubai, Kuwait, Qatar and Saudi Arabia