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Credit Risk Analyst / Underwriter €“ Personal Loans (chennai) Jobs

Pranav Hr Consultants
Job Shared by MonsterIndia
Job Description
Primary Duties and Responsibilities:
—Loan processing in line with credit risk process and standard operating procedures (SOP€™s).
—Loan processing by evaluating the identity, fraud and credit worthiness of the applicants in line with systems and SOPs established.
—Reviews credit history to assess credit worthiness of new prospective clients.
—A successful analyst must have the ability to work in a fast pace environment and be able to make real time / accurate decisions.
—Ability to understand and apply risk management concepts; collect and analyse exposure and loss data, respond efficiently and effectively to internal and external requests.
—Work with technology/credit team in design of production environment for developed models.
—Review and reconcile results against other internal data sources
—Communicate updates and results to senior management within Risk and the Business.
—Support in production of material to be distributed to regulators.
—Contribute to bettering the credit policies to maintain minimal NPA levels
—Keep updated about the credit risk process and suggest improvements to process and models.
Qualification:
—Minimum 3 years of experience in credit risk operations in financial institutions.
—Having experience in handling the aforesaid functions in NBFCs or fintechs
Location: Chennai
Designation/ Grade: Credit Risk Analyst
CTC: As per Standard industry norms.
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Qualities Needed for This Jobs
Loan Processing, Personal Loans, Credit Risk Operations
Candidate Profile
Underwriting Personal Loan Applications As Per Credit Risk Policies
Looking for Any Graduate / Post Graduate graduates profile.
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More Information
Location Chennai
Education Any Graduate / Post Graduate
Experience 3 (yrs)
Industry Financial Services
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