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Credit Risk Analyst / Underwriter €“ Personal Loans (chennai) Jobs

Pranav Hr Consultants
Job Shared by MonsterIndia
Job Description
Primary Duties and Responsibilities:
—Loan processing in line with credit risk process and standard operating procedures (SOP€™s).
—Loan processing by evaluating the identity, fraud and credit worthiness of the applicants in line with systems and SOPs established.
—Reviews credit history to assess credit worthiness of new prospective clients.
—A successful analyst must have the ability to work in a fast pace environment and be able to make real time / accurate decisions.
—Ability to understand and apply risk management concepts; collect and analyse exposure and loss data, respond efficiently and effectively to internal and external requests.
—Work with technology/credit team in design of production environment for developed models.
—Review and reconcile results against other internal data sources
—Communicate updates and results to senior management within Risk and the Business.
—Support in production of material to be distributed to regulators.
—Contribute to bettering the credit policies to maintain minimal NPA levels
—Keep updated about the credit risk process and suggest improvements to process and models.
—Minimum 3 years of experience in credit risk operations in financial institutions.
—Having experience in handling the aforesaid functions in NBFCs or fintechs
Location: Chennai
Designation/ Grade: Credit Risk Analyst
CTC: As per Standard industry norms.
Qualities Needed for This Jobs
Loan Processing, Personal Loans, Credit Risk Operations
Candidate Profile
Underwriting Personal Loan Applications As Per Credit Risk Policies
Looking for Any Graduate / Post Graduate graduates profile.
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More Information
Location Chennai
Education Any Graduate / Post Graduate
Experience 3 (yrs)
Industry Financial Services
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